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Other Life, Health and Disability Products

In addition to Final Expense Insurance, we offer the following insurance products.  Some of these may require more in depth questions and possible brief paramedical exams.  A paramedical exam is very quick, is free and is done at YOUR convenience.

If you would like a quote for any of these products, please email us at:  info@burial-life-insurance-quotes.com and let us know which products you are interested in.

 

Term Insurance - Term is temporary insurance.  It is like renting your insurance for a specified period (term).  It builds no cash value and at the end of the term, in most cases you can renew but at a higher premium.  It is inexpensive and primarily for someone who is looking for a lot of insurance for a specified period (term) and has very few medical or age issues.

Whole Life Insurance - While term insurance is like renting your insurance, whole life insurance is like buying your insurance.  It is intended to be for your whole life, thus it's name Whole Life Insurance.  Whole life insurance builds cash value.  The cash value you build up in your policy can be taken out for anything you choose after about 3 years.  You can also take a loan out against your policy.  While Whole Life can cost more than Term Insurance, you will have something to show for your money in the cash value.

Disability Insurance - Disability insurance insures your income.  If you were to lose your income due to sickness or illness, with disability insurance you would still have income coming in in an amount that you choose for your policy.  It's interesting that we insure our homes, cars, health, lives and sometimes our pets, but most of us don't think about insuring our income.

Dental Plans - A dental plan is not insurance.  There are no deductibles, no waiting periods, pre-existing conditions ARE covered except for orthodontic treatment already in progress and there are no limitations on number of visits.  It is Fee for Service, a discounted dental plan.  The dental plan that we offer our Clients is excellent and one of the nation's premier provider access networks.